Our naked Home

Morning2. Sepanjang malam batuk sampi tak boleh tido. Kesian hubby terpaksa dgr batukan I yg menjadi2 di tengah malam.

Kelmarin Our sinki dapur tersumbat and bocor kat bawahnya tu. Kitorg dah jolok2 pun still tak lepas jgk air. Then panggil balik tukang buat rumah tu tgk kan. Kitorg mmg dah suspek saluran air yg bawah tanah tu yg problem. Kitorg nak korek tak boleh sbb dgn vangang nya diorg gi tutup lubang tu dgn mozek. Tak pasal2 kena pecah mozek smlm. nsbaik tak kena pecah KC. Panas jek hati i tgk kan. Dah jolok semua, dh ok dah. Pastu nak tampal mozek balik, I suruh buat penutup luband tu kat situ. Kan senang mcm tu. Kerja main2 nak senang jek

Then malamnya orang datang pasang hood & Hob. Tp boleh pulak Hob salah bawak. I beli yang 3 burner. Diorg bwk yg 2 burner. So kena la tunggu lagi

Pntu KC and Top part tak siap lagi. 6/6 baru pasang. I order kat Classy Furniture. Color black and white. Nanti dah siap baru cerita details nye ea

Disebabkan area ni di-extend so mozek kar table top tu tak dapat color yg sama. Kontraktor yg sengal tu, mula2 dia bawak color hijau. Kan ke lain sesangat. Punya la malas nak cari, g satu kedai jek. Dah takde, takde lah. Pastu I gigih g cari 1 Pasir Gudang. Mmg ni jek la yg pling sama. Atleast tak la Hijau + Orange.

Eh, review2 terus ke dapur. Kembali ke ruang tamu.

Ni review versi tak deko apa2 pun lg. Baru unpack and susun jek. Hall with L shape sofa, TV and TV cabinet. Color rumah I Light Yellow + Grey. Mmg tak pernah plan pun. Tp sbb cat wat hal hr tu, hamek ko kena cat color grey..

Master bedroom..Yang still bersepah. Tanya husband pg tadi, knp tak kemas katil.. Dia kata tak sempat, tp sempat pulak basuh baju..ape2 jek la

Add caption

Our favourite. Nak dengki hubby, kunci jam ni. Bunyi dia, mmg 1 taman dgr. Jam loceng gergasi

For our master bedroom, theme Grey + purple. So i pilih furniture color white. bagi matching and i want to make our room look spacious. Paling suka, almari baju. Boleh masuk and tido dalam ni..Besar punya..Mmg menjadi idaman kalbu sejak dulu

Second bedroom which is bilik tetamu. Color2 ceria sikit. Just ada katil and closet jek.

Cat bilik ni color Grey + Teal

So sekian dulu sesi berjalan2 di rumah kecil tiang seribu kami. Next time lepas siap deko, kita jengah lagi. Penatnya..Bila mau habis ngemas ni..

Move in

We officially moved into our new home. Feel like pengantin baru u know. hahahaha

Byk sgt kot dugaan nak siapkan umah ni. dari 1st, lawyer yg super slow. Then bank delay undertaking letter. Argument nak amik siapa renovate rumah.Kontraktor yg dipilih buat keje slow macam siput. janji 20 hari, last2 30 hari and hasil kerja dia, mengecewakan. Tempah gril, then grill nya banyak defect. Kena panggil tukang grill tu banyak kali utk repairkan grill. Wiring asal rumah tu problem, so electrician yg pasangkan kipas lampu kt umah tu pening kepala nak setle kan wire2 tu semua. asalnya harga wiring RM350..last2 jadi RM500 sbb diorg kena naik turun siling byk kali nak betulkan wiring tu. Plug pun byk yg takde letrik.

Macam2 lagi la. Kitorg berapa kali dok gaduh pasal umah. tp malam td sebelum tido kitorg saling bermaaf2an lepas re-cap all the incident. We more appreciate what we have sbb susah sgt nak dapat tinggal dalam rumah tu

Last week sgt byk kerja2 wedding. Buat hantaran, buat veil, so masa I sgt2 la limited. sampai tak smpt packing barang nak pindah. I terpaksa take leave on Friday sbb nak settle kan semua wedding job then hari sbtu whole day menyental mozek, mop, basuh bilik air semua. Then I start packing barang Ahad pg, which I nak pindah Ahad ptg. Masa tu la baru nk masukkan baju dlm beg, nak clearkan peti es, clearkan kitchen cabinet, packing barang2 dapur, barang2 comel2. Mmg mcm lipas kudung la. Tp smpt lagi tu masak tomyam udang utk lunch. hahaha

Tengahari pulak, load barang2 kecik dlm both kereta, angkut 1 trip ke umah baru. Ptg dlm pukul 5.30 lori sampai. Pinjam lori abang ipar jek and we are very blessed to have such a great family. All my in-laws turun tolong angkat barang and my sis-in-law siap masak kan macam2 dr rumah dia.

Lepas maghrib semuanya settle dan kitorg pun berpiknik kat umah baru kitorg. terus hilang penat dan rasa macam family gathering pulak.

Ayat paling synonym from me since last night, "Ada barang tu, tp tak ingat dah kat mana." Tu la akibatnya packing last minit dan tak melabel kan. main sumbat jek. padahal i dah beli byk senduk and sudu baru. semalam nak guna, 1 pun I tak jumpa. Pg tadi tak jumpa iron kat mana, so I g keje dgn baju tak beriron. Td hubby nak g keje;

Hubby: Syg, socks bie kat mana?
Wife: Ada, syg ada nmpk smlm.
Hubby: Tp tak ingt kat mana kan

Hahaha dia dah tau dh penyakit I sehari dua ni. Sekarang ni sessi nak unpack barang pulak. Td hubby dah tlong unpack sikit. Balance2 ni dia kata tak tau i nak susun mcmana.

Maka bermulalah kisah kehidupan Aida & Iskandar di rumah baru, kejiranan baru. Selamat berjiran ye. Jiran kami manis muka setakat ni. Dah bertegur sapa.

Doakan kami dapat baby pulak lepas ni.

Sessi Mengecat dimulakan

Finally, siap jgk renovation rumah i. Skang ni tgh gegeh nak mengecat. Kami bukan tukang cat, tp sgt bersemangat nak mengecat (sblm bukak tin cat la). Tp bila dh sapu 2-3 kali roll, I dh mula give-up dah. Tinggal la en hubby gigih mengecat sorang2. Wife dia dok kung kang2 dalam umah tu jek..Suh undercoat pun wat separa jalan jek.

Masa survey cat, In my list are Nippon and colourland. Sampai kedai, boleh pulak beli SanCora. Harga, not bad la. Medium rate. Performance? Hmm ada certain2 color yang tak Ok ataupun org kedai salah bancuh. I bought Grey (5 liter), red (1lt + 1lt), dark choc (1lt + 1lt), light yellow (5lt), Teal (1lt). Semua color yang tin 5 lt ok. Tp yg tin 1lt, mmg hampeh la. color dia jadi tak sekata. Asalnya bilik nak cat grey + red. pastu dah red bercapuk2, trus grey semua bilik tu. Masa cat color grey, mmg sng and puas hati la. Sekali sapu jek. Bau cat wangi and senang nak bersihkan.

Grey

red devil

Mr. PaintMan dah sakit hati, trus cat Grey semuanya

Master bedroom

Master bedroom from the other view

Lega sikit mata kitorg tgk warna ni. Masa dinding tu color merah, rasa macam nak mengamuk jek masing2. Dah la penat mengecat, skali tak cantik pulak tu. 

Ni tgh cat hall pulak. Dark choc pun nmpk mcm taknak co-operate dgn kitog. So kitorg nak tukar ke color grey jek. So our hall will be Grey + Yellow. Mmg tak pernah plan mcm ni pun. Tp dah color tu jek yg senang cat, so kitorg redha jek la..

The color is more lighter actually. Ni sbb matahari petang.

Cat apa yang best

Nak pilih cat pun pening jgk ni? Cat apa ea yg best? Nippon, Jotun, Colourland? Org kedai tu beriya promote colourland. Ok ke? Kalau Nippon tu mmg dh tau la cantik and memuaskan. Tp harga nye pulak, mak ai, mahal ..

Any suggestion utk sesiapa yg pernah guna colourland?

Renovation Rumah yg Slow Macam Siput

Ya Allah, dh nak dekat sebulan kot renovation rumah I ni..Mmg la panas hati..Sgt slow..Janji dulu 20 hari, skarang ni, dh 35 hari tu..lepas tu pasang mozek, kat hall ok, master bedroom ok, smpi bilik belakang, hancur..dia kata bilik tu yg senget..panas jek rasa..hal kedua nya pulak..boleh dia pasang frame pintu dapur, pintunya bukak ke luar..grill kena pasang kat dalam..mengamuk la hubby i..dh bising2, baru dia betul kan..yg mozek tu, smpi skang la dok terbayang jek kat mata..tp dh pasang, nk wat mcmana kan..harus i letak carpet kt sume tempat..konon nak yg murah la

Next phase nak mengecat pulak..maybe weekend ni start and then boleh la kami move-in..

Langsir yg haruslah bertemakan purple kan..bg hubby muntah sikit..hahhaha..tp dia nak cat bilik color merah+grey..Mmg la tak matching..finally kuasa veto jgk akn digunakan..skang ni kita ye kan jek la permintaan dia tu..

Crystal Handbouquet - Untuk tempahan

Hi Dear..

We are back! Open for order. Previously i rehat2 manja selepas berpenat lelah for the wedding..30 hari tu rehat..Ingt kan nk rehat lg, tp dah ada yg start tanya and i pun dh mula tak keruan akibat takde keje nk dibuat kat rumah, so better i take back the order

CRYSTAL HAND BOUQUET FOR YOUR BIG DAY

Source: Kak Niza's FB

 Ordered from my ex-coursemate for her solemnization. Theme Pinky Blue

Source: My Documents. HiiiiiHihihi

This is during my solemnization. Theme Purely Blue

For Luxurious Elegant Look for your big day, kindly email me at fainie_riz@yahoo.com

Price? Between RM50 - RM80. Depends on your nego skill..huhuhu

Rumah episode 3 - Legal and EPF

Ok, hari tu dh smpi part loan bank kan..pastu loan bank dh approve, normally most of the bank akan approvekn application tu (kalau nama tak black list la) so we need to choose mana yg pling convenient and benefits to us..We choose Bank Islam.

PAstu dh dapat loan, bwk offer letter tu ke developer then developer akan assign a lawyer utk kita..diorg bg 1 month utk us to settle kan balance deposit..as we want to use our EPF money, so we need to bring the S&P to the EPF..

Thats mean, we have 1 month utk tgu S&P siap and then go to EPF utk kuarkan duit..Dev kata, S&P dh siap, nti lawyer call utk sign..dah sign S&P, trus bwk these docs to EPF;

1. photostat IC
2. photostat bank offer letter
3. photostat S&P
4. photostat geran (utk rumah yg dh dpt geran)

Semua kena copy 2 salinan kalau permohonan husband and wife..i bg 9 out of 10 for EPF JB..servis sgt mesra dan cepat (ada 32 kaunter ok)..dalam masa 15 hari duit akn masuk..tp slalunya, seminggu pun dh masuk..kalau ada cable besar lg bgus..lg cepat duit masuk

Bagi meraikan kejayaan mengeluarkan EPF, kitorg pun pergi la menyinggah ke KEDAI LAMPU PERHIASAN TAMPOI..yg dekat tepi jalan n berhampiran dgn Jakel tu..niat di hati nak survey and finally we all habis kan duit kt situ..dgn hanya membawa baby Suria i, we all menyumbat segala lampu and fans kt dlm tu..hahahah

Would like to share on fans selection..i dh survey beberapa brand and in my list are only KDK and panasonic..then i survey price, normally panasonic biasa yg 3 bilah tu RM120-125..Yg remote around RM280..KDK mahal sikit dari panasonic..then kat kedai tu, i dapat Panasonic 3 bilah tu RM119 sebijik..trus grab 3 bijik..utk hall jek pkai yg remote fan..i amik KDK 5 bilah price RM280

Utk lampu pulak mmg variaty sgt..and i can say murah la compare kt Pasir Gudang..We all sgt la rambang mata and sakit tengkuk..asik dongak pandang atas jek..next phase, nak cari grill and paint pulak..

Blackboard

I want to hang this blackboard kat dapur umah i..skang ni kalau nk tulis memo kt hubby, koyak kertas then letak kt fridge magnet..

After having this blackboard, selain utk tulis memo, blh jgk tulis

SPECIAL MENU FOR TODAY

Ikan Bilis Goreng Rangup

Ulam Raja

Sup Kosong

Ala2 Starbuck gitu kan..hihihii..tp kalau masak mcm menu kt ats tu, cfirm hubby i gelak guling2..tp dia makan jek..serius tak cerewet..tp klu i masak spaghetti carbonara (carbonara la sgt), choc brownies, hampeh dia nk makan..pling byk pun 2 sudu..tekak jawa mmg mcm tu..hihihi

Semalam i dok searching pasal tulisan khat..I sgt berkenan dgn Khat Kufi..Then i found this website Karya Kufi..Karya diorg sgt Awesome.. Frankly speaking, i mmg tak reti baca tulisan Khat Kufi ni..agak complicated..but i love the art..so i tak berani nk beli or tempah sesuka hati..kang ayat ape2 pulak yg keluar..

I tgh survey2 deko utk dinding..Khat Kufi ni kiranya on the list la..Selain tu, i plan to tempah Canvas printing from The Perfect Canvas..Pic Nikah we all..Than nak cari big mirror tp nk yg murah..boleh gitu? hahaha..cermin mmg mahal, but it can make ur room look more spacious. 

I want..

1. New bedroom set
2. New sofa set
3. Console table
4. 


I want to change my blog template jek sbnrnye..

Mood malas dh kembali..right now we are waiting for the lawyer to call us to sign the S&P..lamanye..mlm td dok list down dgn hubby, what to buy for the new house..kang lmbt2, hbs pulak duit bonus ni ke tempat lain..terpaksa tahan diri utk mshopping..kena shopping barang umah dulu..

Rasa nk g holiday..dh lama tak outstation mcm tepu la pulak..tp musim2 hujan ni nk ke mana jek? nti tak leh nak berjalan pun..smlm cakap kt hubby, jom having short holiday..jawapannye..hujan, tak boleh..fullstop!

Furniture Fair!!

Everytime ada Home fair, Electrical fair, segala fair la, msti i ada program..next week ada Furniture fair at KSL City..Kat Johor ni ada 3 exhibition centre yg i kira sgt memanfaat kn rakyat Johor..Wedding fair mmg dh melambak la skang ni..Dulu ada Persada Johor jek, skang dh ada Danga City Mall and KSL City..makin galak la segala jenis fair ni..suke suke suke..

Skang kt Nusa Jaya tgh buat Johor Premium Factory Outlet..Dari tepi highway mmg nampak gah..Waaa nmpknye johor dh semakin maju ni..Tp johor still kurang tmpt makan yg best2, menarik2 and unik2 macam kat KL..

Half Blood Johorian..Tahun ni tahun kesepuluh i dok johor..Dr MRSM Muar, UTM skudai, Keje kat Pasir Gudang, la ni dh kawen dgn org Johor, mmg tukar kerakyatan la..

Hood Elba

Jatuh cinta lagi..I tak mampu la nak pki brand rubine ke, fortile ke, mana2 brand Italy tu la..So in my list right now, Elba and Zanussi jek..Hari tu i g survey kedai elektrik Wira kat Masai. Masa tu i tak decide lg brand ape yg i nak..Kedai tu ada offer brand Haeir Hob and Hood (mcm dlm pic) for RM1050. Design mmg ok, tp i tak sure about its performance..Then ada few brand lg yg diorg offer, mcm morgan, lain2 i tak ingt..kalau hood jenis slim tu, murah jek..Hob+hood blh dpt dlm RM400++..haaa tak tau la ape jek yg hood tu sedut nti..huhuhu

From my reading, Malaysian food ni kan sgt enak baunye, minyak tak payah kata la, lbh2 lagi kalau tumis asam pedas, asam pedas Melaka lak tu, pergh, mmg percik 1 dinding plus lantai la..so better cari suction power >900m3/hr..so kurang la bau sekeliling,and jiran2 tak dapat la detect ko masak ape kan..hahahha

Actually, i tak la critical sgt nk pilih bnda2 ni sume smpi kena list down kn motor speed, LED lighting kejadah tu sume..At the end of the day, i akan tgk design and price jek..So tgk lah nti, which one yg i grab  (",)..

Mode: Verangan Lagi..

Rumah episode 2 - Cost for renovation

Hello dear..

Ok, hari ni kita cite2 pasal Renovate rumah pulak..We plan to do minor renovation sbb duit kwsp tu ada lbh..I baru survey beberapa items and beberapa vendor..

Ok, first pemasangan mozek..i Suruh Hubby nya abang pasang kan je..jimat..kalau upah orang, it's around RM1.50 - RM3.80..depends on size mozek..kalau mozek 1kaki x 1kaki, upah murah jek..kalau 2kaki x 2kaki mahal..Harga mozek pun various..dari semurah2 harga sampai la ke mahal2 harga..We talk about reasonable price for our little hommy..Hari tu we all survey kat Jubin BMS, kat Jalan Tebrau..Dr tepi Highway Pasir Gudang mmg dh nmpak..Ada few brands la kat situ, Alpha, White Horse, Niro Granite, etc. Yg white Horse mmg mahal sikit la..Kalau yang 1kaki x 1kaki, RM 1.50 sekeping pun dah dpt..

Jubin BMS - Mcm2 ada

Skang ni kan trend Laminate Flooring, berkenan ni..then i g survey price kat kt Pasir Gudang ni..Diorg amik, 1 kaki RM5.50..kalau pasang lebih 500sq ft, upah free..Tp tak tau la kat tmpt lain, maybe kat sini price quite mahal lagi, sbb limited source. I tak tau pros and cons by using this type of finishing..Tp my hubby to risau sgt pasal water proofing..tp cantik kan..

Tgk lantai tu, nak jgk..

Ok next is kitchen cabinet (kc) disebabkan hubby i tau berangan yg dia tu ala2 master chef, so dia mmg nak kc..kc ni pun ada mcm2 type. Melamine PVC, Melamine ABS, and Melamine Aluminum. Price also diff base on the material..Kalau tak salah i aluminum paling mahal kot..tp tak la mahal sgt..beza dlm RM20 - RM30/ft..Kebanyakan yg i survey, they quote for RM100-150/ ft utk cabinet dinding and lantai..And some of the contractor offer free sink, hob and hood, stainless steel dish rack..pandai2 la kecek kat diorg..

Byk lagi nak update ni, pasal hood, hob, sink, kipas, lampu, grill..tp tgu episod akan datang la ea..tbe2 ramai pulak org kt sini..tu la, org sibuk wt keje, i ni sibuk dok update blog..daaaa

Rumah episode 1 - prosedur membeli rumah

Yea, housing loan dh approve..Pasni moh beramai2 kita ke KWSP, kuarkan duit.

Want to share some procedures to buy a house.

Mula2 kena la tau area mana, jenis, budget rumah yg kita nak beli. For us, the criteria are;

1. No jem
2. Tak terlampau dekat dgn kawasan industri
3. Ada sekolah, masjid, kedai2 berhampiran
4. Kejiranan
5. Developer reputation
6. Size rumah vs harga
7. Kemasan dalam
8. Renovation cost (sbb some house yg kita beli byk bnda nk kena renovate. some of it, mmg dh cun, so msuk jek trus)
9. Legal  and S&P fee

So we list down each area, then go and visit their show house. Lepas dh puas hati dgn rumah yg kita nak, g jumpa developer, tanya lot mana yg kosong..kalau lot bumiputera murah sikit..beza harga dlm 20k..tp kena g apply from SUK..kalau kat Johor, utk rumah kos rendah, SUK nye office kt plaza angsana..kalau middle and high cost, kat nusajaya.

Then kena prepare duit booking, legal fee and S&P fee.. normally duit booking around RM500 - RM3000. Depands on developer..Duit lawyer around 1% drpd harga rumah..S&P fee pun around 1%..kadang2 developer offer to liable on all the fees, kadang2 half2, kadang2 kena tanggung sendiri..like us, half2..

Lepas booking, dapat Sales and Purchase agreement (S&P), then boleh la try apply loan. Some of developer, diorg akn deal kan utk kita, some of it, kita kena buat sndiri..Us, we choose to do it ourselves..boleh nego lebih sikit..(sbb i ada nego skill yg hebat, bak kata hubby i..hahahah)

I call few banks, RHB, maybank, Bank Muamalat, HLB, Bank Islam, and CIMB..Tp i g apply kat 3 bank ni jek, sbb tak larat and other banks offer tak besh..I apply, RHB, Bank Islam and HLB. I heard ambank, BSNand bank Muamalat pun ok jgk..

BLR (Base Landed Rate) skang ni 6.6% then depends on the bank diorg nak minus brape %..lagi tinggi diorg minus, lg rendah la loan rate..RHB can give up to -2.45%, HLB and Bank Islam -2.1%..beza kan..Let say i choose RHB, thats mean the rate will become 6.6% - 2.45% = 4.15%. Ok for the bank pun ada lawyer jgk.. most of the bank offer  5% extra loan for legal fee and insurance..thats mean our loan will become 90% + 5%..Then diorg ada la offer few benefits..mcm bank islam diorg ada plan holiday..every year, Nov & Dec, kita tak payah byr installment..Refer Here..

Then housing loan ni ada conventional and islamic banking..byk bank yg dh ada islamic banking, bukan bank islam je tau..Beza Islamic n Conventional (dr segi riba' tu mmg ada la kan)..Islamic banking, Capping rate dia paling highest 10.5%..contohnye, kalau 10 thun akn datang tbe2 BNM announce kan BLR increase ke 15%, Islamic banking takkan naik smpi ke situ..max rate diorg akn 10.5% jgk..kalau conventional, diorg akan follow BNM instruction..Then dari segi insurance, Islamic banking murah
sikit..

Then, lepas loan bank dh approve, boleh la bawak offer letter bank, IC, borang pengeluaran KWSP and bank statement ke KWSP..pengeluaran yg dibenarkan dalah dari akaun 2, dan sebanyak 10% + 10% atau kesemua akaun 2, atau mana2 yg lebih rendah (ke lebih tinggi? tak ingt..hahaha)..tp boleh refer website KWSP..Dh dapat duit tu, jgn lupa byr balance deposit ok..jgn joli sakan lak..huhuu..i br smpi stage ni..duit KWSP tak kuarkan pun lg..nti i update process seterusnya

Kalau ada mana2 info yg mcm tak betul jek, tolong betul kan yea..(",)

Pic rumah kami akan disiarkan kemudian

Kami dah beli umah!!!!

Pergh tajuk mcm dh dpt kunci je kan..hahahah..padahal hari Isnin baru nk bayar deposit..So excited u know..Actually we want to buy new phase house..then g kat Developer td tanya bila siap, 2013..(kalau 2012 Dunia Berakhir..Ayat iklan shampoo)..Lama tu..then developer kata, fasa lama ada lg 3 biji..kitorg dh wt muka tak yakin jek..fasa lama dh 2 thun siap..then developer tu suruh g tgk ketiga2 bijik tu and pilih mana yg pling ok..kitorg pun g la tgk..condition sume ok lg..mmg baru la..kejiranan dh penuh..Jalan raya pun agak besar..

So discuss2 dgn hubby and duk timbang kati sume..so kitorg pun proceed to buy rumah yg dh siap ni..so no issue project tergendala and yg pnting dh tak payah sewa umah..So next Monday we all akn deposit kat developer then boleh la start searching for the loan..i dh surfing td, tgk Bank Islam, BSN, Hong Leong bank and RHB bank..InsyaAllah lepas lalui sume ni, i akn review pro-cons these banks..

Actually we all tak plan nk beli umah secepat ni..plan nk beli thun depan..so dapat la simpan2 duit sikit..serious to say, we all mmg dh tak de duit skang ni..br lepas majlis 19 hari ok..haruslah duit kat bank cukup2 utk hidup jek..bonus pun bulan depan br dapat..dengan tak tau malu nye we all g pinjam duit parent utk Deposit..pk kan kalau delay2 takut umah tu habis and harga umah yg naik tahap kebaboommm skang ni..so terpaksa la..

To the readers, ada nk share tak tips2 membeli rumah..